Financing & install
The whole system, financed. What that costs, and who it is for.
Everything on this page is the same information we read out on the phone. Numbers are illustrative until we have seen your bill and your roof.
Book a site visitWho qualifies
Six checks. Five of them we can answer on the phone; the sixth needs a ladder.
| Check | Requirement | How we check it |
|---|---|---|
| Credit score | 620 or above | A soft pull first; the hard pull only once you say go. |
| Ownership | You own the home | Deed in your name. Rentals and leases do not qualify. |
| Roof | 8+ years of shingle left | We check decking age and pitch on the site visit. |
| Shading | Mostly unshaded south or west face | Heavy canopy cuts output and can fail the sizing. |
| Utility | A grid-tied residential meter | CPS, Oncor, Austin Energy, CenterPoint and the co-ops. |
| Down payment | None | The lender finances 100% of equipment, labour and permits. |
The monthly maths
Pick the closest house. These are real quoted systems from Texas installs, not a calculator.
Loan payments assume a 25-year term at prevailing residential rates. Your quote is built from twelve months of your own usage.
2,600+ sq ft · 36 panels · 14.4 kW
Before
utility bill, per month
After
- Panels
- 36
- Down payment
- $0
- Financed
- 100%
- Monthly difference
- −$102
Install timeline
Two days of that is on your roof. The rest is paperwork we do without you.
- Day 0
The call
Fifteen minutes. Your current bill, the roof’s age, your ZIP.
- Day 0
Soft credit pull & quote
Same day. One page: size, monthly payment, lender terms.
- Week 1
Site visit
Pitch, decking, shade and the main panel get inspected.
- Weeks 2–5
Permit & interconnection
City permit and the utility’s interconnection agreement.
- Install
Two days on the roof
Racking and panels day one; inverter and tie-in day two.
- After
Inspection & PTO
City inspection, then permission to operate. The meter turns.
What stops a job
We would rather tell you on the first call than on the roof. Any one of these and the answer is no, or not yet.
A roof with under 8 years left
Re-shingle first. Pulling an array to re-roof costs more than doing it in the right order.
Heavy canopy shade
Pecans and live oaks on the south face can take a third of the output.
You do not own the home
The loan and the equipment both attach to the owner.
A score under 620
Come back after six months of clean payment history and we will run it again.
Find out in fifteen minutes.
One call tells you whether the roof, the score and the bill line up. There is nothing to sign to find out.