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I / III

Sun Belt

Solar, for Texas as it is.

Chapter one of three. An installer’s field notes on financing, roofs, and the 620 rule.

I.Sun Belt · Texas

I  —  The Promise

Zero down. One hundred percent financed.

If your credit is 620 or better and you own the roof, the panels are approved before the truck arrives.

A Texas Hill Country home at 4pm light with a freshly installed matte-black array across the pitched roof, the homeowner standing in the drive looking up at it.

Financing

100%

of the system financed. $0 down, no lien on the house, and we handle the lender paperwork.

II / III

IIThe Ledger

II. The Ledger.

What the math looks like on a Texas power bill after the meter runs backward.

620

A 620 opens the door.

Minimum qualifying score

No perfect credit required. Residential approvals run same-day — new builds and existing homes both qualify — and we handle the lender paperwork.

Two columns. One decision.

Most Texas homes we quote finance the system for less than their current CPS or Oncor bill.

Before · the utility

$340

per month, every month, forever

Electric bill
$340
Loan payment
—
Rate escalation
yours to absorb

After · the loan

$180

loan payment, plus $0 to the utility

Electric bill
$0
Loan payment
$180
Down payment
$0

Illustrative figures from a 14.4 kW West Texas install. Your number depends on usage, roof pitch, shading and the lender’s term.

Three honest catches.

  • Your roof needs 8+ years left.We will tell you to re-shingle first.
  • Heavy shade cuts output.Pecans and oaks change the math.
  • You must own the home.Rentals and leases do not qualify.

That’s the list.

Marisol R. on the front porch of her Lubbock home in late-afternoon light, looking up toward the roof.
Lubbock, Texas · March 2024

“They handled the loan. I signed once.”

Marisol R., Lubbock. Installed March 2024. Financed at zero down on a 641 score.
Overhead view of Marisol’s finished array — thirty-six matte-black panels laid in a clean grid across the ranch-home roof.

$340 became $58.

14.4 kW system, 36 panels, installed in two days. Financed at 620+ with zero down.

Bill before
$340
Bill after
$58

III / III

IIIThe Call

III. The Call.

Fifteen minutes on the phone. A same-day quote. No obligation, no salesman on the porch.

Call, or leave your number.

We answer during Texas business hours and return every callback the same day.

Call(210) 555-0142

Mon–Sat, 8am–7pm CT · the line is answered around the clock

LubbockDallas–Fort WorthAustinHoustonSan Antonio

Residential installs across Texas

Callback slip

All intake forms

No obligation. We read the roof and the last twelve months of your bill before we quote a number.

SD Solar — Licensed Texas installer

End of feature

Book thesite visit.

Booking is a phone call and a roof. There is no deposit and no obligation at any point in the three steps below.

Book a site visit

or call (210) 555-0142 — someone picks up around the clock.

  1. 01

    Fifteen minutes on the phone

    We ask two things: what you pay the utility now, and roughly how old the roof is.
  2. 02

    We read the roof

    A satellite pull first, then a site visit for pitch, shading and the age of the decking.
  3. 03

    A same-day quote

    One page — system size, monthly payment, and the short list of what the lender needs from you.

Voices

  • Two days on the roof, and the inspector signed it off that Friday.

    Daniel O.  ·  Converse · 9.6 kW
  • I asked about the catch four times. They kept giving me the same answer.

    Priscilla T.  ·  Round Rock · 11.2 kW

Every quote here is a homeowner we installed for. Marisol’s is above, in chapter two.

Field notes

We write up what we learn on the roof — how lenders read a 620, when a re-shingle has to come first, how to read your own bill.

Read the field notes

From the roof

Two installers setting a panel on a Texas roof.Sunlight raking across a finished array.An SD Solar crew checking the layout mid-install.
See the gallery